Divorce is an unfortunate time for all those involved and has a significant consequence on not only one’s emotions, but one’s pocketbook as well. For this reason, I’ve asked writer, blogger, and teacher, Lauren McKinley to help me on this subject.
If you missed out on part one of this “How to Budget” miniseries, please click here so you’re all caught up. In part one, we learned how to build our balance sheet, which is basically a list of your liabilities,…
Budgeting is hard, I’m not going to sugar coat it. However, making the time to sit down and plan out a proper budget is the easy part. The biggest challenge is finding the discipline to actually stick to the budget, day after day, week after week. It can be daunting.
Whether it be for a meal while you’re out, a friend’s birthday present, or just some extra cash, gift cards will keep you on track and then some. And make sure to do your research so you’re not losing someone else’s hard earned money!